Business, Banker at Standard Bank

We are seeking a skilled and professional Business Banker to join our Branch team in Zanzibar. As a Business Banker, you will play a crucial role in providing financial services and solutions to our business clients, helping them achieve their financial goals while ensuring compliance with banking regulations.

• Develop and maintain strong relationships with business clients, understanding their financial needs and objectives
• Analyze financial statements and assess credit risks to make informed lending decisions
• Recommend and sell appropriate banking products and services to meet clients' business needs
• Monitor and manage loan portfolios, ensuring timely repayments and addressing any issues promptly
• Collaborate with internal teams to provide comprehensive financial solutions to clients
• Stay updated on market trends, economic conditions, and banking regulations that may impact clients' businesses
• Conduct regular client meetings to review financial performance and provide strategic advice
• Identify and pursue new business opportunities to expand the bank's client base
• Ensure compliance with all relevant banking laws, regulations, and internal policies

Qualifications

• Bachelor's degree in Finance, Economics, or a related field
• Minimum of 3-5 years of experience in banking or financial services
• Strong financial analysis and risk assessment skills
• Excellent customer relationship management abilities
• Proficiency in banking software and Microsoft Office Suite
• In-depth knowledge of banking regulations and compliance requirements
• Understanding of financial markets and products
• Professional banking certifications (e.g., Certified Banking & Finance Professional) preferred
• Exceptional communication and interpersonal skills
• Ability to work independently and as part of a team
• Strong attention to detail and analytical thinking

Additional Information

Behavioural Competencies:

• Articulating Information
• Conveying Self-Confidence
• Embracing Change
• Following Procedures
• Interacting with People
• Managing Tasks
• Meeting Timescales
• Producing Output
• Showing Composure
• Taking Action
• Team Working
• Thinking Positively

Technical Competencies:

• Account Opening & Maintenance
• Product and Services Knowledge
• Product Knowledge (Trading, Transacting)
• Product Related Systems (Business Banking)
• Risk Awareness
• Risk Identification
• Risk Management